Boiler Cover Comparison

Compare boiler cover & heating insurance

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Boiler Cover

Boiler Cover is an independent boiler cover comparison site for UK homeowners and landlords looking to protect against boiler and/or heating system breakdowns. We make it easy to find and compare boiler cover plans from the leading insurance providers in seconds. With various types of plans to choose from, you can be sure you will get the level of cover you require while still finding an amazing deal. Whether you’re just looking for cheap boiler cover, or want full boiler breakdown cover with no excess, there’s a range of options for all budgets. Here’s what you need to do to start comparing boiler cover:

  • Click ‘Start a comparison’ to get started.
  • Find a boiler cover plan that best meets your requirements.
  • Choose the deal that’s best for you and buy online.

What is boiler insurance?

Boiler insurance is a type of cover that offers assistance and repairs in the event of a breakdown to your boiler and/or heating system. Most plans typically include spare parts and labor, plus any extras that are included in the policy. Some boiler cover plans even include a free annual boiler service.

Losing your hot water and heating supply can be very frustrating and worrying, especially if you have young children or elderly parents. The problem is only made worse during the winter months when we rely on the boiler so heavily. However, if you buy a boiler insurance plan via our website, you can have peace of mind in knowing that you can get an expert engineer to come and put things right as soon as possible.

Do I need boiler cover?

If you own your own home you can cover your boiler and/or heating system and ensure you aren’t hit with a large bill if anything breaks down. If you rent a property any cover should be taken out by your landlord. Boiler insurance cover can be an incredibly valuable thing to have. After all, no one wants to find themselves without heating or hot water during the middle of winter.

The cost of fixing a boiler can be expensive and the cost can quickly add up even more if you need to get some replacement parts. It is absolutely possible for you to save money on your boiler repair fee if your needs fixed. For example, if your boiler cover costs around £250 a year, and your boiler breaks down, you may be looking at well over £500 to get it repaired. If you have boiler cover, this would be an instant saving of £250. If you have a boiler that is continually breaking down, then this would result in even more savings. That being said, most people think that the real value of boiler breakdown cover happens when you have someone who you can ring up any time of day. You won’t have to worry about struggling to find an engineer at very short notice and this can really work in your favour.

What does boiler insurance cover?

It is important to remember that boiler insurance can differ from provider to provider, so it is vital to keep this in mind when you are evaluating which sort of plan is going to be best for you. Generally speaking, most policies will cover labour costs and call-out expenses, as well as any parts that need to be replaced or repaired.

Boiler Cover FAQs

We often receive a lot of questions about boiler cover, so let’s answer some of the most common:

Yes, you can switch boiler cover provider, yet you may need to wait until the end of your payment term or you may need to pay a switching fee. This does all depend on the nature of your contract.

There are two types of boiler cover available today. You can opt for insurance that covers your boiler and the controls. Alternatively, you can choose an insurance plan that covers the entire heating system, including hot water.

You may find it more difficult to get insurance if your boiler or your heating system is very old. Some insurance companies may be willing to offer you a plan, yet they may want to inspect your boiler first, especially if it is over seven years old. If your boiler is in a poor condition, they may refuse to provide you with insurance cover, so do keep this in mind.

Again, it is important to remember that every plan is different, so you do need to keep this in mind. However, the majority of boiler cover policies will not only cover the cost of an emergency engineer callout and the cost of a repair but they can also cover the cost of replacing the unit if this is required.

If you are moving to a new property, the best thing to do is get in touch with your current provider to find out whether you can simply move the policy over. Before agreeing to do so, though, make sure you use our comparison feature to find out whether or not switching plans will be the more economical approach.

Some insurance companies will have a waiting period whereby you cannot make a claim until “x” amount of time has passed. This is to make sure you do not simply take out cover after your boiler has broken. You will typically need to wait for at least a few weeks before you can go ahead and make a claim.

Unfortunately, this can be a how long is a piece of string question! Boiler servicing typically lasts 30 minutes. However, if there is an issue, the length of time for a repair can be several hours or longer.

You need to tell the provider what boiler you have, how old it is and any other relevant information. Dependent on the cover you take out, you may also need to provide information about your central heating system as well. This will help a provider to make sure that you are getting the right level of coverage and that you are not overpaying for your policy. Most people who take out boiler cover tend to do so after the boiler reaches the age of 5, so if you have quite an old boiler, it is still possible for you to get the coverage you need without worry.

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