Boiler Cover Comparison

When comparing boiler cover, it is important to think about your budget, as well as the coverage the plan offers. Will your boiler be covered if you have an old model? Is there a waiting period once you have taken out the policy in which you cannot claim? How many claims can you make per year? Are there any restrictions in terms of repairs? These are the sorts of questions you should be asking.

Boiler breakdown cover is a kind of insurance that you can take out to provide you with protection should there be something that goes wrong with your heating and/or boiler. It will stop you from being left without heating and hot water in winter, and faults can be sorted quickly.

With most policies, you are covered for boiler repairs, which typically includes spare parts and labour, plus any extras that are in the policy.

Yes, you can switch boiler cover provider, yet you may need to wait until the end of your payment term or you may need to pay a switching fee. This does all depend on the nature of your contract.

There are two types of boiler cover available today. You can opt for insurance that covers your boiler and the controls. Alternatively, you can choose an insurance plan that covers the entire heating system, including hot water.

If you own your own home you can cover your boiler or heating system to ensure you aren’t hit with a large bill if anything breaks down. If you rent a property any cover should be taken out by your landlord.

It is important to remember that boiler insurance can differ from provider to provider, so it is vital to keep this in mind when you are evaluating which sort of plan is going to be best for you. Generally speaking, most policies will cover labour costs and call-out expenses, as well as any parts that need to be replaced or repaired.

Boiler insurance can be an incredibly valuable thing to have. After all, no one wants to find themselves without central heating during the middle of winter. However, this can easily happen if there is an issue with your boiler that you do not get fixed.

If you own a property or if you are a landlord, then boiler breakdown cover could save you a lot of money if your heating system breaks down. It’s certainly an option worth thinking about. You will not need any kind of boiler cover if you are renting your property. The main reason for this is because it is the landlord’s responsibility to take care of any boiler repairs, including servicing if something does go wrong. This happens to include an annual gas check. If you have a new boiler fitted, then you should in fact be covered for faults under the warranty, but this may not cover you for problems with other aspects of your central heating. It is possible for your home insurance policy to cover you for boiler breakdown insurance, but this is only usually the case if you are able to add it on. If you know that you haven’t added it on, then you may need to take out extra protection.

The cost of fixing a boiler can be expensive and the cost can quickly add up even more if you need to get some replacement parts. It is absolutely possible for you to save money on your boiler fee if you happen to need a repair. For example, if your boiler breakdown cover costs around £250 a year, and your boiler breaks down, you may be looking at well over £500 to get it repaired. If you have coverage, this would be an instant saving of £250. If you have a boiler that is continually breaking down, then this would result in even more savings. That being said, most people think that the real value of boiler cover happens when you have someone who you can ring up any time of day. You won’t have to worry about struggling to find an engineer at very short notice and this can really work in your favor.

You may find it more difficult to get insurance if your boiler or your heating system is very old. Some insurance companies may be willing to offer you a plan, yet they may want to inspect your boiler first, especially if it is over seven years old. If your boiler is in a poor condition, they may refuse to provide you with insurance cover, so do keep this in mind.

Again, it is important to remember that every plan is different, so you do need to keep this in mind. However, the majority of boiler cover policies will not only cover the cost of an emergency engineer callout and the cost of a repair but they can also cover the cost of replacing the unit if this is required.

If you are moving to a new property, the best thing to do is get in touch with your current provider to find out whether you can simply move the policy over. Before agreeing to do so, though, make sure you use our comparison feature to find out whether or not switching plans will be the more economical approach.

Some insurance companies will have a waiting period whereby you cannot make a claim until “x” amount of time has passed. This is to make sure you do not simply take out cover after your boiler has broken. You will typically need to wait for at least a few weeks before you can go ahead and make a claim.

Unfortunately, this can be a how long is a piece of string question! Boiler servicing typically lasts 30 minutes. However, if there is an issue, the length of time for a repair can be several hours or longer.

You need to tell the provider what boiler you have, how old it is and any other relevant information. Dependent on the cover you take out, you may also need to provide information about your central heating system as well. This will help a provider to make sure that you are getting the right level of coverage and that you are not overpaying for your policy. Most people who take out boiler cover tend to do so after the boiler reaches the age of 5, so if you have quite an old boiler, it is still possible for you to get the coverage you need without worry.